Bank of America offers innovative banking products and services with unmatched accessibility and security delivered by responsive, knowledgeable employees all for a banking experience that is clear and straightforward. For individuals with wealth management needs, Merrill Lynch Wealth Management and U.S. Trust have more than 18,800 client-facing professionals as of 2011. These professionals provide personalized financial advice and guidance on every aspect of their clients' financial lives. Whether it's investing in the post-recession market, managing risk within a portfolio, transferring wealth to the next generation, or planning for life after retirement, Merrill Lynch Wealth Management and U.S. Trust advisors are well-positioned to deliver the widest range of capabilities to clients.
At Bank of America Corporation, we are making great strides in transforming our company across all business divisions. We are streamlining our businesses, building capital and liquidity and strengthening our market-leading capabilities to serve customers' and clients' core financial services needs. As a stronger, more transparent company, we are building deeper relationships with our customers and clients by putting them at the center of everything we do, and are doing our part to restore confidence and strength to our economy. We are also maintaining our focus on giving back to the communities we serve, through philanthropy and local volunteer activities.